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PCIC

Crop Insurance

The CFITF Crop Insurance Program shields small coconut farmers (5 hectares or below) from financial losses due to natural disasters, pests, and diseases, while encouraging investment in farm modernization. with PCIC as the sole implementing agency under RA No. 11524.

₱40K

Confinement Bill Coverage

₱10K

Death Benefit

₱5K

Outpatient Care Support

14

Regional Offices

— OVERVIEW

Program Description

The CFITF Crop Insurance Program shields small coconut farmers (5 hectares or below) from financial losses due to natural disasters, pests, and diseases, while encouraging investment in farm modernization. with PCIC as the sole implementing agency under RA No. 11524.

— COMPONENTS

Interventions / Package of Assistance

Eligibility

Who Can Avail?

Note: Farmers registered under RSBSA are not eligible for the same type of insurance to avoid double coverage. However, they may register in RSBSA separately to insure intercrops, livestock, and farm improvements at 100% premium subsidy.

Coconut farmers with not more than 5 hectares of land who are NCFRS-registered

Primary beneficiaries
NCFRS registered coconut farmers (landowners, owner-operators, or tenants with written consent from landowners) in areas prone to natural calamities as identified by PCA
Priority: Landowners and owner-operators
Aged 55 years and above in municipalities with poverty incidence level 3 (41–60%) or level 4 (61–80%), or 4th to 6th class municipalities
REQUIREMENTS

Insurance Application Process

Coconut farmer fills out and submits the PCIC insurance application form with required underwriting documents
PCIC reviews completeness of documents; returns incomplete submissions for correction
Upon satisfying all requirements, PCIC issues a Certificate of Insurance Policy
CLAIMS PROCESS

In Case of Crop Loss

File a Notice of Loss and/or Claim for Indemnity with PCIC
No claim is accommodated without a filed Notice of Loss
PCIC’s authorized adjusters conduct claims adjustment on an individual farmer basis
In widespread calamities, a General Assessment Team (GAT) conducts area-wide inspection
— How to Apply

Where to File or Send Request

Submit application forms to the nearest PCIC Regional Office

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